About Josh
A Clearer, More Personal Mortgage Experience
Buying or refinancing a home is one of the biggest financial decisions most people make. Josh’s goal is to make that process feel more understandable, more organized, and less overwhelming from the very first conversation.
As a Mortgage Loan Officer with Santander, Josh helps clients explore their options, prepare for each step, and make informed decisions based on their goals. Whether you are buying your first home, moving into your next one, reviewing refinance options, or exploring an investment property, Josh is focused on providing clear communication and steady guidance throughout the process.
Why Work With Josh?
Josh believes clients deserve a mortgage experience that feels personal, responsive, and easy to understand. That means taking the time to answer questions, explain available options, and help borrowers feel prepared before moving forward.
Backed by Santander’s lending resources and support, Josh works with clients to identify options that may fit their needs and help them navigate the path from application to closing with more confidence.
How Josh Can Help
Whether you are just starting to explore homeownership or already know your next step, Josh can help you review your options and understand what may be available to you.
He works with clients interested in:
First-time homebuyer options
Buying their next home
Refinance opportunities
Investment property financing
Home equity and other available programs
Start With a Conversation
You do not need to have everything figured out before reaching out. If you have questions about buying, refinancing, or preparing for the mortgage process, Josh can help you understand where you stand and what steps may come next.
Start with a conversation. Move forward with confidence.